Too often, property investors simply call their local bank manager to arrange a loan to buy an investment property, giving little or no thought to the impact of poor finance structuring.
In fact, most "investment" loans are not structured at all. They are typically just an additional loan appended to a standard home loan.
Poorly structured finance not only blunts investment returns, it impacts on cash flow, tax effectiveness, home loan elimination and even the security of the family home.